{"id":6251,"date":"2021-08-18T15:34:36","date_gmt":"2021-08-18T18:34:36","guid":{"rendered":"https:\/\/cr.inf.br\/blog\/?p=6251"},"modified":"2021-08-18T16:38:30","modified_gmt":"2021-08-18T19:38:30","slug":"cobranca-bancaria-quanto-custa-como-funciona-taxas","status":"publish","type":"post","link":"https:\/\/cr.inf.br\/blog\/cobranca-bancaria-quanto-custa-como-funciona-taxas\/","title":{"rendered":"Cobran\u00e7a banc\u00e1ria: quanto custa e como funcionam as taxas"},"content":{"rendered":"<p><span class=\"subtitulo\">Cobran\u00e7a banc\u00e1ria: pesquisamos as taxas banc\u00e1rias nos principais bancos e relacionamentos a seguir. Al\u00e9m disso, veja qual banco escolher, o que significa o D+1 e como funciona o registro de um boleto.<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2021\/08\/cobran\u00e7a-bancaria-cobranca-gestao-financeiro-cr-sistemas-e-web.png\" alt=\"cobran\u00e7a banc\u00e1ria cobranca gestao cr sistemas e web linko comercial\" width=\"700\" height=\"534\" class=\"aligncenter size-full wp-image-6252\" srcset=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2021\/08\/cobran\u00e7a-bancaria-cobranca-gestao-financeiro-cr-sistemas-e-web.png 700w, https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2021\/08\/cobran\u00e7a-bancaria-cobranca-gestao-financeiro-cr-sistemas-e-web-300x229.png 300w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/><\/p>\n<p><!--more--><\/p>\n<p>A cobran\u00e7a banc\u00e1ria \u00e9 um conjunto de servi\u00e7os oferecidos pelos bancos para as empresas.<\/p>\n<p>Sendo um servi\u00e7o, haver\u00e1 custos para registro ou quita\u00e7\u00e3o dessa cobran\u00e7a.<\/p>\n<p>Por ser uma cobran\u00e7a banc\u00e1ria, sempre estar\u00e1 vinculada a uma conta, em algum banco. \u00c9 nesta conta que os recebimentos ser\u00e3o creditados e as taxas ser\u00e3o debitadas.<\/p>\n<p>Dentre as solu\u00e7\u00f5es de cobran\u00e7as a disposi\u00e7\u00e3o das empresas, uma das mais populares \u00e9 o <strong><a class=\"link-interno\" href=\"https:\/\/cr.inf.br\/blog\/boleto-registrado-como-fazer\/\">boleto banc\u00e1rio<\/a><\/strong>.<\/p>\n<p>O boleto permite \u00e0 empresa receber valores de suas vendas e da presta\u00e7\u00e3o de servi\u00e7os.<\/p>\n<p>&nbsp;<\/p>\n<h2 class=\"capitulo\">Boleto banc\u00e1rio<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2021\/08\/cobran\u00e7a-bancaria-boleto-cr-sistemas-e-web.jpg\" alt=\"cobran\u00e7a bancaria cobranca boleto cr sistemas e web\" width=\"700\" height=\"374\" class=\"aligncenter size-full wp-image-6253\" srcset=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2021\/08\/cobran\u00e7a-bancaria-boleto-cr-sistemas-e-web.jpg 700w, https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2021\/08\/cobran\u00e7a-bancaria-boleto-cr-sistemas-e-web-300x160.jpg 300w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/><\/p>\n<p>Um <strong><a class=\"link-interno\" href=\"https:\/\/cr.inf.br\/blog\/boleto-registrado-como-fazer\/\">boleto banc\u00e1rio<\/a><\/strong> \u00e9 um instrumento de pagamento da cobran\u00e7a banc\u00e1ria.<\/p>\n<p>Ele ser\u00e1 sempre emitido por um benefici\u00e1rio, sendo apresentado em papel ou de forma eletr\u00f4nica ao pagador.<\/p>\n<p>E o pagador, com base nas informa\u00e7\u00f5es do boleto, far\u00e1 a liquida\u00e7\u00e3o da d\u00edvida que contraiu junto ao benefici\u00e1rio.<\/p>\n<p>&nbsp;<\/p>\n<h2 class=\"capitulo\">Qual banco escolher?<\/h2>\n<p>A primeira coisa a fazer para emitir boletos \u00e9 escolher um banco.<\/p>\n<p>A Federa\u00e7\u00e3o Brasileira de Bancos (FEBRABAN) tem uma Plataforma de Boletos de Pagamento-Cobran\u00e7a Registrada. Essa plataforma faz parte do Sistema de Pagamentos Brasileiro (SPB). <\/p>\n<p>H\u00e1 exce\u00e7\u00f5es, mas quase todos os bancos t\u00eam um sistema de cobran\u00e7a. Este sistema sempre \u00e9 baseado na plataforma oficial da FEBRABAN.<\/p>\n<p>Assim, torna-se poss\u00edvel receber um boleto de um banco, pag\u00e1-lo em outra institui\u00e7\u00e3o e o dinheiro ser creditado na conta do benefici\u00e1rio. De forma transparente para o pagador.<\/p>\n<p>\u00c9 importante saber que todo boleto emitido ficar\u00e1 registrado no sistema dos bancos.<\/p>\n<p>At\u00e9 2016 isso n\u00e3o era obrigat\u00f3rio e as empresas precisavam entender sobre <strong><a class=\"link-interno\" href=\"https:\/\/cr.inf.br\/blog\/boleto-registrado-como-fazer\/\">cobran\u00e7a registrada e n\u00e3o registrada<\/a><\/strong>.<\/p>\n<p>Boletos n\u00e3o registrados pagavam menos taxas aos bancos, pois n\u00e3o exigiam registro e o servi\u00e7o do banco era menor.<\/p>\n<p>Essa op\u00e7\u00e3o deixava as empresas com trabalho extra para gerenciar a inadimpl\u00eancia. Al\u00e9m disso, boletos n\u00e3o registrados n\u00e3o podiam ser antecipados e nem usados como garantias em empr\u00e9stimos.<\/p>\n<p>Em 2017 o Banco Central do Brasil determinou que todos os boletos deveriam ter registro. Com esse registro a sistem\u00e1tica \u00e9 diferente.<\/p>\n<p>Todas as informa\u00e7\u00f5es da cobran\u00e7a s\u00e3o registradas no SPB e no sistema do Banco para o qual ela foi emitida. Dessa forma, o banco pode cobrar uma tarifa sobre cada boleto gerado.<\/p>\n<p>Dito isso, podemos entender que a escolha do banco estar\u00e1 ligada:<\/p>\n<ul>\n<li>ao valor das tarifas cobradas;<\/li>\n<li>\u00e0 facilidade para gerir as finan\u00e7as;<\/li>\n<li>ao atendimento que \u00e9 prestado na hora da solu\u00e7\u00e3o de problemas e d\u00favidas.<\/li>\n<\/ul>\n<p>Quando se emite um n\u00famero muito grande de boletos \u00e9 necess\u00e1rio observar a plataforma oferecida pelo banco.<\/p>\n<p>Ela tem custos para utiliza\u00e7\u00e3o? Pode ser integrada ao seu sistema de faturamento?<\/p>\n<p>A plataforma precisa ter facilidades como prorrogar vencimentos, cancelar boletos, consultar boletos que j\u00e1 foram pagos, <strong><a class=\"link-interno\" href=\"https:\/\/cr.inf.br\/blog\/protesto-de-titulos-como-funciona\/\">protestos de t\u00edtulos<\/a><\/strong>, dentre outras a\u00e7\u00f5es.<\/p>\n<p>Todas essas funcionalidades s\u00e3o importantes no dia a dia de qualquer empresa.<\/p>\n<p>&nbsp;<\/p>\n<h2 class=\"subcapitulo\">Como o cliente recebe o boleto?<\/h2>\n<p>A forma de entrega do boleto tamb\u00e9m pode influenciar na decis\u00e3o de escolha do banco.<\/p>\n<p>Alguns bancos d\u00e3o a op\u00e7\u00e3o de enviar o boleto aos seus clientes.<\/p>\n<p>Contudo, esse \u00e9 um servi\u00e7o que poder\u00e1 custar mais caro. Atualmente, com os recursos de envio eletr\u00f4nico de boletos, essa pr\u00e1tica pode acabar gerando custos desnecess\u00e1rios. Avalie!<\/p>\n<p>Os boletos podem ser enviados de forma impressa (situa\u00e7\u00e3o ainda muito utilizada), via D\u00e9bito Direto Autorizado (DDA) ou por e-mail.<\/p>\n<p>O DDA, tamb\u00e9m conhecido por boleto eletr\u00f4nico, permite o recebimento e pagamento de forma digital. Seja via Internet, caixa eletr\u00f4nico ou telefone.<\/p>\n<p>O DDA exige que o pagador autorize o boleto em seu nome e fa\u00e7a um cadastro pr\u00e9vio no banco. Ele n\u00e3o tem c\u00f3digo de barras e n\u00e3o h\u00e1 como imprimir o boleto para realizar o pagamento.<\/p>\n<p>O boleto tamb\u00e9m pode ser enviado por e-mail aos clientes. Essa pr\u00e1tica ajuda a empresa na redu\u00e7\u00e3o de custos com papel e tempo.<\/p>\n<p>&nbsp;<\/p>\n<h2 class=\"capitulo\">Tarifas para registro e quita\u00e7\u00e3o de boletos<\/h2>\n<p>Depois de entender as funcionalidades que s\u00e3o importantes para a sua empresa \u00e9 hora de informar-se a respeito das tarifas que o banco cobra por este servi\u00e7o.<\/p>\n<p>\u00c0s vezes acontece de o empres\u00e1rio ter uma conta em um determinado banco e, por comodidade, habilitar a cobran\u00e7a l\u00e1 mesmo.<\/p>\n<p>Isso pode ajudar, pois o relacionamento conta nessas horas.<\/p>\n<p>No entanto, \u00e9 importante lembrar que cada banco tem liberdade para determinar os valores a serem cobrados pelo servi\u00e7o prestado.<\/p>\n<p>As tarifas podem variar conforme o n\u00famero de boletos emitidos, volume mensal de dinheiro movimentado na conta ou pela variedade de servi\u00e7os utilizados junto ao banco (pacote de servi\u00e7os).<\/p>\n<p>Observe, na tabela a seguir, as taxas que pesquisamos em cada banco. Note que o mesmo banco pode fornecer tarifas diferentes:<\/p>\n<p><center><\/p>\n<table width: 100%; max-width: 700px; cellspacing=\"1\" class=\"tabela-bordas\" cellpadding=\"7\">\n<colgroup>\n<col width=\"300\" \/>\n<col width=\"200\" \/>\n<col width=\"200\" \/> <\/colgroup>\n<tbody>\n<tr valign=\"center\">\n<td>\n<p class=\"western\" align=\"left\"><b>Banco<\/b><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><b>Valor m\u00ednimo<\/b><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><b>Valor m\u00e1ximo<\/b><\/p>\n<\/td>\n<\/tr>\n<tr valign=\"center\">\n<td>\n<p class=\"western\" align=\"left\">Banco do Brasil<\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\">R$ 1,50<\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\">R$ 4,50<\/p>\n<\/td>\n<\/tr>\n<tr valign=\"center\">\n<td>\n<p class=\"western\" align=\"left\">Banrisul<\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\">R$ 1,00<\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\">R$ 4,50<\/p>\n<\/td>\n<\/tr>\n<tr valign=\"center\">\n<td>\n<p class=\"western\" align=\"left\">Bradesco<\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\">R$ 2,50<\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\">R$ 4,00<\/p>\n<\/td>\n<\/tr>\n<tr valign=\"center\">\n<td>\n<p class=\"western\" align=\"left\">Caixa Federal<\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\">R$ 2,50<\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\">R$ 6,90<\/p>\n<\/td>\n<\/tr>\n<tr valign=\"center\">\n<td>\n<p class=\"western\" align=\"left\">Ita\u00fa<\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\">R$ 1,65<\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\">R$ 1,65<\/p>\n<\/td>\n<\/tr>\n<tr valign=\"center\">\n<td>\n<p class=\"western\" align=\"left\">Santander<\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\">R$ 1,50<\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\">R$ 4,50<\/p>\n<\/td>\n<\/tr>\n<tr valign=\"center\">\n<td>\n<p class=\"western\" align=\"left\">Sicoob<\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\">R$ 1,50<\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\">R$ 4,00<\/p>\n<\/td>\n<\/tr>\n<tr valign=\"center\">\n<td>\n<p class=\"western\" align=\"left\">Sicredi<\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\">R$ 1,44<\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\">R$ 4,00<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><\/center><\/p>\n<p>Por isso \u00e9 importante pesquisar!!<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2021\/08\/cobran\u00e7a-bancaria-cobranca-taxas.jpg\" alt=\"\" width=\"700\" height=\"553\" class=\"aligncenter size-full wp-image-6257\" srcset=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2021\/08\/cobran\u00e7a-bancaria-cobranca-taxas.jpg 700w, https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2021\/08\/cobran\u00e7a-bancaria-cobranca-taxas-300x237.jpg 300w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/><\/p>\n<p>Neste labirinto de informa\u00e7\u00f5es, a primeira informa\u00e7\u00e3o nem sempre ser\u00e1 a melhor.<\/p>\n<p>Apenas pesquisando e negociando \u00e9 que voc\u00ea ir\u00e1 encontrar uma tarifa mais adequada ao neg\u00f3cio.<\/p>\n<p>A melhor tarifa nem sempre ser\u00e1 a mais barata. Ser\u00e1 aquela que lhe trazer mais qualidade a sua cobran\u00e7a, aliando valor e o servi\u00e7o prestado pelo banco.<\/p>\n<p>O Conselho Monet\u00e1rio Nacional (CMN) tem duas resolu\u00e7\u00f5es: a primeira \u00e9 a 3.919\/2010, que fala sobre os servi\u00e7os essenciais e gratuitos; a segunda \u00e9 a 4.196\/2013, que fala sobre a padroniza\u00e7\u00e3o de tarifas e pacotes dos bancos.<\/p>\n<p>Segundo o Banco Central do Brasil, o valor das tarifas banc\u00e1rias n\u00e3o \u00e9 fixado por ele e nem pelo CMN. O pre\u00e7o das tarifas \u00e9 estabelecido pelas institui\u00e7\u00f5es financeiras. Entretanto, as resolu\u00e7\u00f5es disciplinam a cobran\u00e7a dessas tarifas.<\/p>\n<p>A informa\u00e7\u00e3o das tarifas cobradas pelos bancos deve ser divulgada em locais vis\u00edveis ao p\u00fablico, nas depend\u00eancias do banco ou na Internet.<\/p>\n<p>Pesquisamos as tarifas mais comuns em alguns dos principais bancos e elaboramos a tabela a seguir, onde pode ser comparado o valor de servi\u00e7os:<\/p>\n<table width: 100%; max-width: 700px; cellspacing=\"1\" class=\"tabela-bordas\" cellpadding=\"7\">\n<colgroup>\n<col width=\"140\" \/>\n<col width=\"70\" \/>\n<col width=\"70\" \/>\n<col width=\"70\" \/>\n<col width=\"70\" \/>\n<col width=\"70\" \/>\n<col width=\"70\" \/>\n<col width=\"70\" \/>\n<col width=\"70\" \/> <\/colgroup>\n<tbody>\n<tr>\n<td valign=\"top\">\n<p class=\"western\" align=\"left\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\"><b>Servi\u00e7o<\/b><\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\"><b>Banco do Brasil<\/b><\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\"><b>Banrisul<\/b><\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\"><b>Bradesco<\/b><\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\"><b>Caixa Federal<\/b><\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\"><b>Ita\u00fa<\/b><\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\"><b>Santander<\/b><\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\"><b>Sicoob<\/b><\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\"><b>Sicredi<\/b><\/span><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td valign=\"top\">\n<p class=\"western\" align=\"left\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">Altera\u00e7\u00e3o de dados de boleto<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">R$ 5,30<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">R$ 6,00<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">R$ 6,80<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">R$ 5,50<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">R$ 7,60<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">R$ 6,20<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">R$ 7,50<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">&#8211;<\/span><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td valign=\"top\">\n<p class=\"western\" align=\"left\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">Pedido de baixa de boleto<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">R$ 5,30<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">R$ 9,00<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">R$ 6,60<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">R$ 4,50<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">R$ 6,60<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">R$ 6,54<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">R$ 7,50<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">R$ 7,00<\/span><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td valign=\"top\">\n<p class=\"western\" align=\"left\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">Emiss\u00e3o de segunda via de boleto<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">R$ 6,70<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">R$ 4,00<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">&#8211;<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">R$ 2,70<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">&#8211;<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">R$ 5,81<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">R$ 6,30<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">&#8211;<\/span><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td valign=\"top\">\n<p class=\"western\" align=\"left\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">Impress\u00e3o e postagem de boleto<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">R$ 2,30<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">&#8211;<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">&#8211;<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">&#8211;<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">R$ 3,40<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">&#8211;<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">R$ 2,10<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">&#8211;<\/span><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td valign=\"top\">\n<p class=\"western\" align=\"left\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">Impress\u00e3o<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">R$ 2,30<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">&#8211;<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">&#8211;<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">&#8211;<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">R$ 3,40<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">&#8211;<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">R$ 2,10<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">&#8211;<\/span><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td valign=\"top\">\n<p class=\"western\" align=\"left\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">Liquida\u00e7\u00e3o de boleto registrado<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">R$ 9,00<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">R$ 9,00<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">&#8211;<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">R$ 9,00<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">&#8211;<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">&#8211;<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">R$ 9,00<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">R$ 8,00<\/span><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td valign=\"top\">\n<p class=\"western\" align=\"left\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">Manuten\u00e7\u00e3o mensal de boletos vencidos<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">R$ 6,10<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">R$ 5,00<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">&#8211;<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">R$ 5,00<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">R$ 7,60<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">R$ 5,94<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">R$ 7,50<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">R$ 6,50<\/span><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td valign=\"top\">\n<p class=\"western\" align=\"left\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">Carta de anu\u00eancia para boletos protestados<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">R$ 10,60<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">R$ 10,00<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">&#8211;<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">R$ 8,50<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">&#8211;<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">R$ 9,14<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">R$ 20,00<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">R$ 15,00<\/span><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td valign=\"top\">\n<p class=\"western\" align=\"left\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">Encaminhamento a cart\u00f3rio e\/ou susta\u00e7\u00e3o\/cancelamento de protesto<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">R$ 11,00<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">R$ 5,70<\/span><\/span><sup><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: xx-small;\">(*)<\/span><\/span><\/sup><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">R$ 11,90<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">R$ 6,25<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">R$ 13,30<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">R$ 6,50<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">R$ 9,50<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">R$ 12,00<\/span><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td valign=\"top\">\n<p class=\"western\" align=\"left\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">Registro de boleto<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">R$ 9,00<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">R$ 9,00<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">R$ 11,00<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">R$ 6,30<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">R$ 6,60<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">R$ 10,00<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">R$ 8,00<\/span><\/span><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><span style=\"font-family: Calibri, serif;\"><span style=\"font-size: small;\">R$ 9,00<\/span><\/span><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><em>(*) mais as custas | Pesquisa atualizada em Agosto\/2021. Fique atento! Os bancos alteram suas tabelas de tempos em tempos.<\/em><\/p>\n<p>\u00c9 poss\u00edvel perceber que h\u00e1 uma grande varia\u00e7\u00e3o das tarifas para o mesmo servi\u00e7o. Al\u00e9m disso, essas s\u00e3o as despesas cobradas nos pacotes oficiais de cada banco.<\/p>\n<p>Aqui n\u00e3o est\u00e1 sendo considerada a negocia\u00e7\u00e3o que voc\u00ea pode (e deve) fazer com cada banco, ao buscar valores mais adequados para o seu neg\u00f3cio.<\/p>\n<p>&nbsp;<\/p>\n<h2 class=\"capitulo\">O que significa D+1<\/h2>\n<p>Observe mais uma informa\u00e7\u00e3o na hora de contratar a cobran\u00e7a:<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2021\/08\/cobran\u00e7a-banc\u00e1ria-ciclo-de-vida-boleto-cr-sistemas-e-web.jpg\" alt=\"cobran\u00e7a banc\u00e1ria cobranca ciclo de vida boleto cr sistemas e web\" width=\"700\" height=\"246\" class=\"aligncenter size-full wp-image-6259\" srcset=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2021\/08\/cobran\u00e7a-banc\u00e1ria-ciclo-de-vida-boleto-cr-sistemas-e-web.jpg 700w, https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2021\/08\/cobran\u00e7a-banc\u00e1ria-ciclo-de-vida-boleto-cr-sistemas-e-web-300x105.jpg 300w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/><\/p>\n<p>A linha de tempo mostra um ciclo de vida &#8220;padr\u00e3o&#8221; de um boleto. Sem levar em conta, atrasos, baixas, cancelamentos e protestos. O ciclo completo est\u00e1 detalhado aqui: <strong><a class=\"link-interno\" href=\"https:\/\/cr.inf.br\/blog\/protesto-de-titulos-como-funciona\/\">Protesto de t\u00edtulos: como funciona?<\/a><\/strong><\/p>\n<p>Neste exemplo, o boleto \u00e9 emitido, enviado para o cliente, registrado no banco e, por fim, tem seu pagamento realizado.<\/p>\n<p>Quando o banco recebe o dinheiro do pagamento o valor \u00e9 creditado na conta do benefici\u00e1rio.<\/p>\n<p>Mas dependendo da negocia\u00e7\u00e3o que foi feita entre o banco e a empresa, o benefici\u00e1rio poder\u00e1 ter seu dinheiro dispon\u00edvel na hora (D+0), ou algum tempo depois (D+1, D+2).<\/p>\n<p>A letra \u201cD\u201d indica o dia em que o pagamento foi feito. O n\u00famero ao lado, a quantidade de dias \u00fateis que o dinheiro ficar\u00e1 bloqueado na sua conta at\u00e9 que ele possa ser usado.<\/p>\n<p>Assim, se a negocia\u00e7\u00e3o com o banco foi em D+0, o cliente ir\u00e1 efetuar o pagamento e no mesmo dia o dinheiro estar\u00e1 \u00e0 disposi\u00e7\u00e3o.<\/p>\n<p>Mas se a negocia\u00e7\u00e3o foi D+1, o pagamento \u00e9 feito em um dia e o dinheiro somente ficar\u00e1 dispon\u00edvel no primeiro dia \u00fatil seguinte \u00e0 data de pagamento.<\/p>\n<p>Exemplos:<\/p>\n<table width: 100%; max-width: 700px; cellspacing=\"1\" class=\"tabela-bordas\" cellpadding=\"7\">\n<col width=\"100\" \/>\n<col width=\"200\" \/>\n<col width=\"200\" \/>\n<col width=\"200\" \/> <\/colgroup>\n<tbody>\n<tr valign=\"center\">\n<td>\n<p class=\"western\" align=\"center\"><strong>D+<\/strong><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><strong>Data do pagamento<\/strong><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><strong>Dia da semana<\/strong><\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\"><strong>Dinheiro dispon\u00edvel em<\/strong><\/p>\n<\/td>\n<\/tr>\n<tr valign=\"center\">\n<td>\n<p class=\"western\" align=\"center\">D+0<\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\">11\/08\/2021<\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\">quarta-feira<\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\">11\/08\/2021<\/p>\n<\/td>\n<\/tr>\n<tr valign=\"center\">\n<td>\n<p class=\"western\" align=\"center\">D+1<\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\">11\/08\/2021<\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\">quarta-feira<\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\">12\/08\/2021<\/p>\n<\/td>\n<\/tr>\n<tr valign=\"center\">\n<td>\n<p class=\"western\" align=\"center\">D+0<\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\">06\/09\/2021<\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\">segunda-feira<\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\">06\/09\/2021<\/p>\n<\/td>\n<\/tr>\n<tr valign=\"center\">\n<td>\n<p class=\"western\" align=\"center\">D+1<\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\">06\/09\/2021<\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\">segunda-feira<\/p>\n<\/td>\n<td>\n<p class=\"western\" align=\"center\">08\/09\/2021<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<h2 class=\"capitulo\">Quanto tempo um boleto demora para ser registrado no banco?<\/h2>\n<p>A resposta dessa pergunta vai depender da maneira como o boleto \u00e9 enviado para o banco.<\/p>\n<p>\u00c9 poss\u00edvel usar a plataforma dos bancos para gerenciar a cobran\u00e7a. A empresa que faz isso normalmente n\u00e3o controla seu financeiro por meio de um <strong><a class=\"link-interno\" href=\"https:\/\/cr.inf.br\/blog\/sistema-de-gestao\/\">sistema de gest\u00e3o<\/a><\/strong>. Nesse caso o registro \u00e9 feito no mesmo ato.<\/p>\n<p>Por\u00e9m, quando a empresa faz uso de um <strong><a class=\"link-interno\" href=\"https:\/\/cr.inf.br\/blog\/sistema-de-gestao\/\">sistema de gest\u00e3o<\/a><\/strong> pode haver varia\u00e7\u00e3o nesse tempo.<\/p>\n<p>O sistema de gest\u00e3o que gerencia a cobran\u00e7a da empresa pode percorrer dois caminhos para realizar a integra\u00e7\u00e3o com o banco:<\/p>\n<ul>\n<li>1) Por meio do envio e recep\u00e7\u00e3o de arquivos<\/li>\n<li>2) Por meio do envio e recep\u00e7\u00e3o dos dados via API<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h2 class=\"subcapitulo\">Registro por arquivo<\/h2>\n<p>Quando o envio \u00e9 feito por meio de arquivos, o sistema de gest\u00e3o pode usar dois padr\u00f5es: CNAB400 ou CNAB240. Estes dois padr\u00f5es s\u00e3o geridos pela FEBRABAN e os bancos devem seguir esses padr\u00f5es.<\/p>\n<p>Na teoria, um arquivo CNAB deve funcionar de forma transparente para qualquer banco. Mas, na pr\u00e1tica, n\u00e3o \u00e9 assim que acontece.<\/p>\n<p>Os bancos t\u00eam a tend\u00eancia de adotar pequenas varia\u00e7\u00f5es no jeito pelo qual as informa\u00e7\u00f5es s\u00e3o enviadas.<\/p>\n<p>E isso faz com que os arquivos de envio e recep\u00e7\u00e3o dos dados tenham que ser adaptados para a realidade de cada banco.<\/p>\n<p>Quando um arquivo \u00e9 enviado ao banco \u00e9 necess\u00e1rio que o sistema interno do banco processe esse arquivo e avalie as informa\u00e7\u00f5es.<\/p>\n<p>Nessa avalia\u00e7\u00e3o, se todos os dados forem compat\u00edveis com as regras do banco e da FEBRABAN, o arquivo \u00e9 processado e a cobran\u00e7a \u00e9 acatada pelo banco. <\/p>\n<p>H\u00e1 bancos que fazem esse processamento na hora e alguns minutos depois os boletos j\u00e1 est\u00e3o registrados.<\/p>\n<p>Outros bancos processam os arquivos durante a noite. Nesses casos, precisa esperar at\u00e9 o dia seguinte para saber se os boletos foram registrados.<\/p>\n<p>&nbsp;<\/p>\n<h2 class=\"subcapitulo\">Registro por API<\/h2>\n<p>O registro por API (Application Programming Interface) ocorre quando o <strong><a class=\"link-interno\" href=\"https:\/\/cr.inf.br\/blog\/sistema-de-gestao\/\">sistema de gest\u00e3o<\/a><\/strong> se comunica diretamente com o sistema do banco.<\/p>\n<p>Nesse formato, o registro \u00e9 feito na mesma hora.<\/p>\n<p>O boleto \u00e9 enviado e o banco j\u00e1 \u201cresponde\u201d na mesma hora informando se o boleto foi registrado. Caso houver algum problema com a informa\u00e7\u00e3o enviada, a resposta \u00e9 negativa e o boleto n\u00e3o \u00e9 registrado.<\/p>\n<p>&nbsp;<\/p>\n<h2 class=\"capitulo\">Ciclo de vida de um boleto<\/h2>\n<p>De forma geral, o ciclo de vida de um boleto \u00e9:<\/p>\n<ul>\n<li>Emiss\u00e3o<\/li>\n<li>Vencimento<\/li>\n<li>Prazo para protesto (ap\u00f3s vencimento)<\/li>\n<li>Cadastro no cart\u00f3rio<\/li>\n<li>Susta\u00e7\u00e3o do protesto<\/li>\n<li>Apontamento<\/li>\n<li>Intima\u00e7\u00e3o<\/li>\n<li>Prazo para pagamento da intima\u00e7\u00e3o<\/li>\n<li>Protesto<\/li>\n<li>Anu\u00eancia<\/li>\n<li>Cancelamento do protesto<\/li>\n<\/ul>\n<p>Detalhamos a seguir cada uma dessas etapas aqui neste material: <strong><a class=\"link-interno\" href=\"https:\/\/cr.inf.br\/blog\/protesto-de-titulos-como-funciona\/\">Protesto de t\u00edtulos: como funciona?<\/a><\/strong><\/p>\n<p>&nbsp;<\/p>\n<div id=\"veja-tambem-final\">\n<span class=\"subtitulo\">Veja tamb\u00e9m<\/span><\/p>\n<p><a class=\"link-interno\" href=\"https:\/\/cr.inf.br\/blog\/boleto-registrado-como-fazer\/\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" width=\"120\" height=\"79\" src=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2018\/01\/boletoregistradolinko-1-120x79.png\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"boleto registrado, boleto sem registro, alterar vencimento, baixa t\u00edtulo, software gestao linko comercial\" srcset=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2018\/01\/boletoregistradolinko-1-120x79.png 120w, https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2018\/01\/boletoregistradolinko-1-300x197.png 300w, https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2018\/01\/boletoregistradolinko-1-768x506.png 768w, https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2018\/01\/boletoregistradolinko-1.png 875w\" sizes=\"(max-width: 120px) 100vw, 120px\" \/> <span>Boleto banc\u00e1rio: como fazer<\/span><\/a><br \/>\n<a class=\"link-interno\" href=\"https:\/\/cr.inf.br\/blog\/preco-de-venda-principais-erros-e-riscos\/\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" width=\"700\" height=\"534\" src=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2021\/07\/pre\u00e7o-de-venda-estrategia-gestao-cr-sistemsa-e-web-linko-comercial.png\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"pre\u00e7o de venda estrat\u00e9gia gestao cr sistemas e web linko comercial\" srcset=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2021\/07\/pre\u00e7o-de-venda-estrategia-gestao-cr-sistemsa-e-web-linko-comercial.png 700w, https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2021\/07\/pre\u00e7o-de-venda-estrategia-gestao-cr-sistemsa-e-web-linko-comercial-300x229.png 300w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/> <span>Pre\u00e7o de venda: os principais erros e riscos para quem n\u00e3o controla<\/span><\/a><br \/>\n<a class=\"link-interno\" href=\"https:\/\/cr.inf.br\/blog\/pix-o-que-e-e-como-funciona\/\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" width=\"700\" height=\"534\" src=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2021\/06\/pix-gest\u00e3o-cr-sistemas-e-web-linko-comercial.jpg\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"pix gest\u00e3o cr sistemas e web linko comercial\" srcset=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2021\/06\/pix-gest\u00e3o-cr-sistemas-e-web-linko-comercial.jpg 700w, https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2021\/06\/pix-gest\u00e3o-cr-sistemas-e-web-linko-comercial-300x229.jpg 300w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/> <span>PIX: o que \u00e9 pix?<\/span><\/a><br \/>\n<a class=\"link-interno\" href=\"https:\/\/cr.inf.br\/blog\/markup-como-calcular\/\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"534\" src=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2020\/01\/markup-gestao-linko-comercial.jpg\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"markup gestao linko comercial\" srcset=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2020\/01\/markup-gestao-linko-comercial.jpg 800w, https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2020\/01\/markup-gestao-linko-comercial-300x200.jpg 300w, https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2020\/01\/markup-gestao-linko-comercial-768x513.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/> <span>Markup: como calcular<\/span><\/a><br \/>\n<a class=\"link-interno\" href=\"https:\/\/cr.inf.br\/blog\/protesto-de-titulos-como-funciona\/\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" width=\"700\" height=\"534\" src=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2021\/02\/protesto-de-titulos-como-funciona-cr-sistemas-e-web.jpg\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"protesto de titulos como funciona cr sistemas e web gestao\" srcset=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2021\/02\/protesto-de-titulos-como-funciona-cr-sistemas-e-web.jpg 700w, https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2021\/02\/protesto-de-titulos-como-funciona-cr-sistemas-e-web-300x229.jpg 300w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/> <span>Protesto de t\u00edtulos: como funciona?<\/span><\/a><br \/>\n<a class=\"link-interno\" href=\"https:\/\/cr.inf.br\/blog\/cpf-solucao-de-problemas\/\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" width=\"700\" height=\"534\" src=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2021\/05\/cpf-solu\u00e7\u00e3o-de-problemas-gest\u00e3o-cr-sistemas-e-web-linko-comercial.jpg\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"cpf solu\u00e7\u00e3o de problemas gest\u00e3o cr sistemas e web linko comercial\" srcset=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2021\/05\/cpf-solu\u00e7\u00e3o-de-problemas-gest\u00e3o-cr-sistemas-e-web-linko-comercial.jpg 700w, https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2021\/05\/cpf-solu\u00e7\u00e3o-de-problemas-gest\u00e3o-cr-sistemas-e-web-linko-comercial-300x229.jpg 300w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/> <span>CPF: Solu\u00e7\u00e3o de problemas<\/span><\/a><br \/>\n<a class=\"link-interno\" href=\"https:\/\/cr.inf.br\/blog\/como-calcular-o-ponto-de-equilibrio\/\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" width=\"700\" height=\"534\" src=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2020\/11\/ponto-equilibrio-financeiro-gestao-crsistemaseweb-linko-comercial.jpg\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"ponto de equilibrio financeiro gestao crsistemaseweb linko comercial\" srcset=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2020\/11\/ponto-equilibrio-financeiro-gestao-crsistemaseweb-linko-comercial.jpg 700w, https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2020\/11\/ponto-equilibrio-financeiro-gestao-crsistemaseweb-linko-comercial-300x229.jpg 300w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/> <span>Como calcular o ponto de equil\u00edbrio<\/span><\/a><br \/>\n<a class=\"link-interno\" href=\"https:\/\/cr.inf.br\/blog\/sistema-de-gestao\/\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" width=\"700\" height=\"534\" src=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2021\/05\/sistema-de-gest\u00e3o-cr-sistemas-e-web-linko-comercial.png\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"sistema de gestao cr sistemas e web linko comercial\" srcset=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2021\/05\/sistema-de-gest\u00e3o-cr-sistemas-e-web-linko-comercial.png 700w, https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2021\/05\/sistema-de-gest\u00e3o-cr-sistemas-e-web-linko-comercial-300x229.png 300w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/> <span>Sistema de gest\u00e3o<\/span><\/a><br \/>\n<a class=\"link-interno\" href=\"https:\/\/cr.inf.br\/blog\/fechamento-de-caixa-8-dicas-abertura-e-fechamento\/\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" width=\"700\" height=\"534\" src=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2021\/03\/fechamento-de-caixa-8-dicas-gestao-crsistemaseweb-linkocomercial.jpg\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"fechamento de caixa 8 dicas abertura fechamento gestao cr sistemas e web linko comercial\" srcset=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2021\/03\/fechamento-de-caixa-8-dicas-gestao-crsistemaseweb-linkocomercial.jpg 700w, https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2021\/03\/fechamento-de-caixa-8-dicas-gestao-crsistemaseweb-linkocomercial-300x229.jpg 300w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/> <span>Fechamento de caixa: 8 dicas sobre abertura e fechamento<\/span><\/a><br \/>\n<a class=\"link-interno\" href=\"https:\/\/cr.inf.br\/blog\/plano-de-contas-como-funciona\/\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" width=\"700\" height=\"467\" src=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2020\/10\/plano-de-contas-financeiro-gestao-crsistemaseweb-linkocomercial-.jpg\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"plano de contas financeiro gestao crsistemaseweb linkocomercial\" srcset=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2020\/10\/plano-de-contas-financeiro-gestao-crsistemaseweb-linkocomercial-.jpg 700w, https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2020\/10\/plano-de-contas-financeiro-gestao-crsistemaseweb-linkocomercial--300x200.jpg 300w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/> <span>Como funciona um plano de contas<\/span><\/a><br \/>\n<a class=\"link-interno\" href=\"https:\/\/www.cr.inf.br\/blog\/como-parar-de-usar-o-limite-do-banco\/\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" width=\"120\" height=\"77\" src=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2017\/04\/IMG_011_004-120x77.png\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"\" srcset=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2017\/04\/IMG_011_004-120x77.png 120w, https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2017\/04\/IMG_011_004-300x192.png 300w, https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2017\/04\/IMG_011_004.png 640w\" sizes=\"(max-width: 120px) 100vw, 120px\" \/> <span>Limite do banco: como parar de usar<\/span><\/a><br \/>\n<a class=\"link-interno\" href=\"https:\/\/cr.inf.br\/blog\/dre-como-fazer-um-demonstrativo\/\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" width=\"700\" height=\"534\" src=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2021\/02\/dre-gestao-estrategia-crsistemaseweb-linkocomercial.jpg\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"dre como fazer gestao estrategia cr sistemas e web linko comercial\" srcset=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2021\/02\/dre-gestao-estrategia-crsistemaseweb-linkocomercial.jpg 700w, https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2021\/02\/dre-gestao-estrategia-crsistemaseweb-linkocomercial-300x229.jpg 300w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/> <span>DRE: como fazer um demonstrativo<\/span><\/a><br \/>\n<a class=\"link-interno\" href=\"https:\/\/cr.inf.br\/blog\/como-saber-se-um-custo-e-fixo-ou-variavel\/\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" width=\"120\" height=\"62\" src=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2019\/02\/CUSTO-fixo-e-variavel-120x62.png\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Custo fixo e vari\u00e1vel, controle financeiro, finan\u00e7as, investimentos, software de gest\u00e3o, linko comercial\" srcset=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2019\/02\/CUSTO-fixo-e-variavel-120x62.png 120w, https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2019\/02\/CUSTO-fixo-e-variavel-300x156.png 300w, https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2019\/02\/CUSTO-fixo-e-variavel-768x400.png 768w, https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2019\/02\/CUSTO-fixo-e-variavel-1024x533.png 1024w, https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2019\/02\/CUSTO-fixo-e-variavel.png 1499w\" sizes=\"(max-width: 120px) 100vw, 120px\" \/> <span>Como saber se um custo \u00e9 fixo ou vari\u00e1vel ?<\/span><\/a><br \/>\n<a class=\"link-interno\" href=\"https:\/\/cr.inf.br\/blog\/como-calcular-o-giro-de-estoque\/\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" width=\"700\" height=\"534\" src=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2020\/12\/Como-calcular-o-giro-do-estoque-crsistemaseweb-linkocomercial.jpg\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"como calcular giro estoque crsistemaseweb linkocomercial\" srcset=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2020\/12\/Como-calcular-o-giro-do-estoque-crsistemaseweb-linkocomercial.jpg 700w, https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2020\/12\/Como-calcular-o-giro-do-estoque-crsistemaseweb-linkocomercial-300x229.jpg 300w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/> <span>Como calcular o giro de estoque<\/span><\/a><br \/>\n<a class=\"link-interno\" href=\"https:\/\/cr.inf.br\/blog\/investimento-onde-deve-ser-realizado-na-gestao-de-empresas\/\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" width=\"700\" height=\"467\" src=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2020\/09\/investimentos-gestao-crsistemaseweb-linkocomercial-.jpg\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"investimentos gestao crsistemaseweb linkocomercial\" srcset=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2020\/09\/investimentos-gestao-crsistemaseweb-linkocomercial-.jpg 700w, https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2020\/09\/investimentos-gestao-crsistemaseweb-linkocomercial--300x200.jpg 300w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/> <span>Investimento: onde deve ser realizado na gest\u00e3o de empresas?<\/span><\/a><br \/>\n<a class=\"link-interno\" href=\"https:\/\/cr.inf.br\/blog\/vendendo-bem-mas-o-dinheiro-nao-sobra\/\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" width=\"109\" height=\"120\" src=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2017\/02\/img_006_003-1-109x120.jpg\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"\" srcset=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2017\/02\/img_006_003-1-109x120.jpg 109w, https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2017\/02\/img_006_003-1-274x300.jpg 274w, https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2017\/02\/img_006_003-1.jpg 600w\" sizes=\"(max-width: 109px) 100vw, 109px\" \/> <span>Vendendo bem.. eu estou. Mas o dinheiro n\u00e3o sobra!<\/span><\/a><br \/>\n<a class=\"link-interno\" href=\"https:\/\/cr.inf.br\/blog\/preco-de-custo\/\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" width=\"700\" height=\"534\" src=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2020\/02\/pre\u00e7o-de-custo-financeiro-gestao-crsistemaseweb-linko-comercial.jpg\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"pre\u00e7o de custo financeiro gestao linko comercial cr sistemas e web\" srcset=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2020\/02\/pre\u00e7o-de-custo-financeiro-gestao-crsistemaseweb-linko-comercial.jpg 700w, https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2020\/02\/pre\u00e7o-de-custo-financeiro-gestao-crsistemaseweb-linko-comercial-300x229.jpg 300w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/> <span>Pre\u00e7o de custo: como calcular<\/span><\/a><br \/>\n<a class=\"link-interno\" href=\"https:\/\/cr.inf.br\/blog\/fluxo-de-caixa\/\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"703\" src=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2020\/01\/fluxo-de-caixa-gestao-receitas-despesas-linko-comercial.jpg\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"fluxo de caixa receitas despesas ativo passivo gestao\" srcset=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2020\/01\/fluxo-de-caixa-gestao-receitas-despesas-linko-comercial.jpg 1000w, https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2020\/01\/fluxo-de-caixa-gestao-receitas-despesas-linko-comercial-300x211.jpg 300w, https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2020\/01\/fluxo-de-caixa-gestao-receitas-despesas-linko-comercial-768x540.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/> <span>Fluxo de caixa<\/span><\/a><br \/>\n<a class=\"link-interno\" href=\"https:\/\/cr.inf.br\/blog\/analise-da-receita-liquida-o-que-e-na-pratica\/\"><img loading=\"lazy\" decoding=\"async\" width=\"120\" height=\"67\" src=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2017\/05\/IMG_013_004-120x67.jpg\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"\" srcset=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2017\/05\/IMG_013_004-120x67.jpg 120w, https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2017\/05\/IMG_013_004-300x166.jpg 300w, https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2017\/05\/IMG_013_004.jpg 673w\" sizes=\"(max-width: 120px) 100vw, 120px\" \/><span>Receita l\u00edquida: o que \u00e9 na pr\u00e1tica?<\/span><\/a><br \/>\n<a class=\"link-interno\" href=\"https:\/\/cr.inf.br\/blog\/5-dicas-antes-de-implantar-o-cupom-fiscal-eletronico\/\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" width=\"520\" height=\"391\" src=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2019\/05\/cupom-fiscal.jpg\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"cfop Classifica\u00e7\u00e3o fiscal como implantar cupom fiscal eletr\u00f4nico cupom fiscal eletr\u00f4nico dicas exig\u00eancia fiscal faturamento impostos itens vendidos NCM nota fiscal eletr\u00f4nica Tributos vendas vendendo bem cupom fiscal eletronico linko software gestao nfc-e ecf\" srcset=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2019\/05\/cupom-fiscal.jpg 520w, https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2019\/05\/cupom-fiscal-300x226.jpg 300w\" sizes=\"(max-width: 520px) 100vw, 520px\" \/> <span>5 dicas ANTES de implantar o cupom fiscal eletr\u00f4nico<\/span><\/a><\/p>\n<\/div>\n<div id=\"veja-tambem\">\n<span class=\"subtitulo\">Veja tamb\u00e9m<\/span><\/p>\n<p><a class=\"link-interno-peq\" href=\"https:\/\/cr.inf.br\/blog\/boleto-registrado-como-fazer\/\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" width=\"120\" height=\"79\" src=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2018\/01\/boletoregistradolinko-1-120x79.png\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"boleto registrado, boleto sem registro, alterar vencimento, baixa t\u00edtulo, software gestao linko comercial\" srcset=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2018\/01\/boletoregistradolinko-1-120x79.png 120w, https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2018\/01\/boletoregistradolinko-1-300x197.png 300w, https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2018\/01\/boletoregistradolinko-1-768x506.png 768w, https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2018\/01\/boletoregistradolinko-1.png 875w\" sizes=\"(max-width: 120px) 100vw, 120px\" \/> <span>Boleto banc\u00e1rio: como fazer<\/span><\/a><br \/>\n<a class=\"link-interno-peq\" href=\"https:\/\/cr.inf.br\/blog\/preco-de-venda-principais-erros-e-riscos\/\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" width=\"700\" height=\"534\" src=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2021\/07\/pre\u00e7o-de-venda-estrategia-gestao-cr-sistemsa-e-web-linko-comercial.png\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"pre\u00e7o de venda estrat\u00e9gia gestao cr sistemas e web linko comercial\" srcset=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2021\/07\/pre\u00e7o-de-venda-estrategia-gestao-cr-sistemsa-e-web-linko-comercial.png 700w, https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2021\/07\/pre\u00e7o-de-venda-estrategia-gestao-cr-sistemsa-e-web-linko-comercial-300x229.png 300w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/> <span>Pre\u00e7o de venda: os principais erros e riscos para quem n\u00e3o controla<\/span><\/a><br \/>\n<a class=\"link-interno-peq\" href=\"https:\/\/cr.inf.br\/blog\/pix-o-que-e-e-como-funciona\/\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" width=\"700\" height=\"534\" src=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2021\/06\/pix-gest\u00e3o-cr-sistemas-e-web-linko-comercial.jpg\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"pix gest\u00e3o cr sistemas e web linko comercial\" srcset=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2021\/06\/pix-gest\u00e3o-cr-sistemas-e-web-linko-comercial.jpg 700w, https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2021\/06\/pix-gest\u00e3o-cr-sistemas-e-web-linko-comercial-300x229.jpg 300w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/> <span>PIX: o que \u00e9 pix?<\/span><\/a><br \/>\n<a class=\"link-interno-peq\" href=\"https:\/\/cr.inf.br\/blog\/markup-como-calcular\/\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"534\" src=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2020\/01\/markup-gestao-linko-comercial.jpg\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"markup gestao linko comercial\" srcset=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2020\/01\/markup-gestao-linko-comercial.jpg 800w, https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2020\/01\/markup-gestao-linko-comercial-300x200.jpg 300w, https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2020\/01\/markup-gestao-linko-comercial-768x513.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/> <span>Markup: como calcular<\/span><\/a><br \/>\n<a class=\"link-interno-peq\" href=\"https:\/\/cr.inf.br\/blog\/protesto-de-titulos-como-funciona\/\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" width=\"700\" height=\"534\" src=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2021\/02\/protesto-de-titulos-como-funciona-cr-sistemas-e-web.jpg\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"protesto de titulos como funciona cr sistemas e web gestao\" srcset=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2021\/02\/protesto-de-titulos-como-funciona-cr-sistemas-e-web.jpg 700w, https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2021\/02\/protesto-de-titulos-como-funciona-cr-sistemas-e-web-300x229.jpg 300w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/> <span>Protesto de t\u00edtulos: como funciona?<\/span><\/a><br \/>\n<a class=\"link-interno-peq\" href=\"https:\/\/cr.inf.br\/blog\/cpf-solucao-de-problemas\/\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" width=\"700\" height=\"534\" src=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2021\/05\/cpf-solu\u00e7\u00e3o-de-problemas-gest\u00e3o-cr-sistemas-e-web-linko-comercial.jpg\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"cpf solu\u00e7\u00e3o de problemas gest\u00e3o cr sistemas e web linko comercial\" srcset=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2021\/05\/cpf-solu\u00e7\u00e3o-de-problemas-gest\u00e3o-cr-sistemas-e-web-linko-comercial.jpg 700w, https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2021\/05\/cpf-solu\u00e7\u00e3o-de-problemas-gest\u00e3o-cr-sistemas-e-web-linko-comercial-300x229.jpg 300w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/> <span>CPF: Solu\u00e7\u00e3o de problemas<\/span><\/a><br \/>\n<a class=\"link-interno-peq\" href=\"https:\/\/cr.inf.br\/blog\/como-calcular-o-ponto-de-equilibrio\/\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" width=\"700\" height=\"534\" src=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2020\/11\/ponto-equilibrio-financeiro-gestao-crsistemaseweb-linko-comercial.jpg\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"ponto de equilibrio financeiro gestao crsistemaseweb linko comercial\" srcset=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2020\/11\/ponto-equilibrio-financeiro-gestao-crsistemaseweb-linko-comercial.jpg 700w, https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2020\/11\/ponto-equilibrio-financeiro-gestao-crsistemaseweb-linko-comercial-300x229.jpg 300w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/> <span>Como calcular o ponto de equil\u00edbrio<\/span><\/a><br \/>\n<a class=\"link-interno-peq\" href=\"https:\/\/cr.inf.br\/blog\/sistema-de-gestao\/\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" width=\"700\" height=\"534\" src=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2021\/05\/sistema-de-gest\u00e3o-cr-sistemas-e-web-linko-comercial.png\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"sistema de gestao cr sistemas e web linko comercial\" srcset=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2021\/05\/sistema-de-gest\u00e3o-cr-sistemas-e-web-linko-comercial.png 700w, https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2021\/05\/sistema-de-gest\u00e3o-cr-sistemas-e-web-linko-comercial-300x229.png 300w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/> <span>Sistema de gest\u00e3o<\/span><\/a><br \/>\n<a class=\"link-interno-peq\" href=\"https:\/\/cr.inf.br\/blog\/fechamento-de-caixa-8-dicas-abertura-e-fechamento\/\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" width=\"700\" height=\"534\" src=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2021\/03\/fechamento-de-caixa-8-dicas-gestao-crsistemaseweb-linkocomercial.jpg\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"fechamento de caixa 8 dicas abertura fechamento gestao cr sistemas e web linko comercial\" srcset=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2021\/03\/fechamento-de-caixa-8-dicas-gestao-crsistemaseweb-linkocomercial.jpg 700w, https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2021\/03\/fechamento-de-caixa-8-dicas-gestao-crsistemaseweb-linkocomercial-300x229.jpg 300w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/> <span>Fechamento de caixa: 8 dicas sobre abertura e fechamento<\/span><\/a><br \/>\n<a class=\"link-interno-peq\" href=\"https:\/\/cr.inf.br\/blog\/plano-de-contas-como-funciona\/\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" width=\"700\" height=\"467\" src=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2020\/10\/plano-de-contas-financeiro-gestao-crsistemaseweb-linkocomercial-.jpg\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"plano de contas financeiro gestao crsistemaseweb linkocomercial\" srcset=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2020\/10\/plano-de-contas-financeiro-gestao-crsistemaseweb-linkocomercial-.jpg 700w, https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2020\/10\/plano-de-contas-financeiro-gestao-crsistemaseweb-linkocomercial--300x200.jpg 300w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/> <span>Como funciona um plano de contas<\/span><\/a><br \/>\n<a class=\"link-interno-peq\" href=\"https:\/\/www.cr.inf.br\/blog\/como-parar-de-usar-o-limite-do-banco\/\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" width=\"120\" height=\"77\" src=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2017\/04\/IMG_011_004-120x77.png\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"\" srcset=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2017\/04\/IMG_011_004-120x77.png 120w, https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2017\/04\/IMG_011_004-300x192.png 300w, https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2017\/04\/IMG_011_004.png 640w\" sizes=\"(max-width: 120px) 100vw, 120px\" \/> <span>Limite do banco: como parar de usar<\/span><\/a><br \/>\n<a class=\"link-interno-peq\" href=\"https:\/\/cr.inf.br\/blog\/dre-como-fazer-um-demonstrativo\/\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" width=\"700\" height=\"534\" src=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2021\/02\/dre-gestao-estrategia-crsistemaseweb-linkocomercial.jpg\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"dre como fazer gestao estrategia cr sistemas e web linko comercial\" srcset=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2021\/02\/dre-gestao-estrategia-crsistemaseweb-linkocomercial.jpg 700w, https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2021\/02\/dre-gestao-estrategia-crsistemaseweb-linkocomercial-300x229.jpg 300w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/> <span>DRE: como fazer um demonstrativo<\/span><\/a><br \/>\n<a class=\"link-interno-peq\" href=\"https:\/\/cr.inf.br\/blog\/como-saber-se-um-custo-e-fixo-ou-variavel\/\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" width=\"120\" height=\"62\" src=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2019\/02\/CUSTO-fixo-e-variavel-120x62.png\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Custo fixo e vari\u00e1vel, controle financeiro, finan\u00e7as, investimentos, software de gest\u00e3o, linko comercial\" srcset=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2019\/02\/CUSTO-fixo-e-variavel-120x62.png 120w, https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2019\/02\/CUSTO-fixo-e-variavel-300x156.png 300w, https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2019\/02\/CUSTO-fixo-e-variavel-768x400.png 768w, https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2019\/02\/CUSTO-fixo-e-variavel-1024x533.png 1024w, https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2019\/02\/CUSTO-fixo-e-variavel.png 1499w\" sizes=\"(max-width: 120px) 100vw, 120px\" \/> <span>Como saber se um custo \u00e9 fixo ou vari\u00e1vel ?<\/span><\/a><br \/>\n<a class=\"link-interno-peq\" href=\"https:\/\/cr.inf.br\/blog\/como-calcular-o-giro-de-estoque\/\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" width=\"700\" height=\"534\" src=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2020\/12\/Como-calcular-o-giro-do-estoque-crsistemaseweb-linkocomercial.jpg\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"como calcular giro estoque crsistemaseweb linkocomercial\" srcset=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2020\/12\/Como-calcular-o-giro-do-estoque-crsistemaseweb-linkocomercial.jpg 700w, https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2020\/12\/Como-calcular-o-giro-do-estoque-crsistemaseweb-linkocomercial-300x229.jpg 300w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/> <span>Como calcular o giro de estoque<\/span><\/a><br \/>\n<a class=\"link-interno-peq\" href=\"https:\/\/cr.inf.br\/blog\/investimento-onde-deve-ser-realizado-na-gestao-de-empresas\/\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" width=\"700\" height=\"467\" src=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2020\/09\/investimentos-gestao-crsistemaseweb-linkocomercial-.jpg\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"investimentos gestao crsistemaseweb linkocomercial\" srcset=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2020\/09\/investimentos-gestao-crsistemaseweb-linkocomercial-.jpg 700w, https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2020\/09\/investimentos-gestao-crsistemaseweb-linkocomercial--300x200.jpg 300w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/> <span>Investimento: onde deve ser realizado na gest\u00e3o de empresas?<\/span><\/a><br \/>\n<a class=\"link-interno-peq\" href=\"https:\/\/cr.inf.br\/blog\/vendendo-bem-mas-o-dinheiro-nao-sobra\/\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" width=\"109\" height=\"120\" src=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2017\/02\/img_006_003-1-109x120.jpg\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"\" srcset=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2017\/02\/img_006_003-1-109x120.jpg 109w, https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2017\/02\/img_006_003-1-274x300.jpg 274w, https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2017\/02\/img_006_003-1.jpg 600w\" sizes=\"(max-width: 109px) 100vw, 109px\" \/> <span>Vendendo bem.. eu estou. Mas o dinheiro n\u00e3o sobra!<\/span><\/a><br \/>\n<a class=\"link-interno-peq\" href=\"https:\/\/cr.inf.br\/blog\/preco-de-custo\/\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" width=\"700\" height=\"534\" src=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2020\/02\/pre\u00e7o-de-custo-financeiro-gestao-crsistemaseweb-linko-comercial.jpg\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"pre\u00e7o de custo financeiro gestao linko comercial cr sistemas e web\" srcset=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2020\/02\/pre\u00e7o-de-custo-financeiro-gestao-crsistemaseweb-linko-comercial.jpg 700w, https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2020\/02\/pre\u00e7o-de-custo-financeiro-gestao-crsistemaseweb-linko-comercial-300x229.jpg 300w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/> <span>Pre\u00e7o de custo: como calcular<\/span><\/a><br \/>\n<a class=\"link-interno-peq\" href=\"https:\/\/cr.inf.br\/blog\/fluxo-de-caixa\/\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"703\" src=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2020\/01\/fluxo-de-caixa-gestao-receitas-despesas-linko-comercial.jpg\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"fluxo de caixa receitas despesas ativo passivo gestao\" srcset=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2020\/01\/fluxo-de-caixa-gestao-receitas-despesas-linko-comercial.jpg 1000w, https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2020\/01\/fluxo-de-caixa-gestao-receitas-despesas-linko-comercial-300x211.jpg 300w, https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2020\/01\/fluxo-de-caixa-gestao-receitas-despesas-linko-comercial-768x540.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/> <span>Fluxo de caixa<\/span><\/a><br \/>\n<a class=\"link-interno-peq\" href=\"https:\/\/cr.inf.br\/blog\/analise-da-receita-liquida-o-que-e-na-pratica\/\"><img loading=\"lazy\" decoding=\"async\" width=\"120\" height=\"67\" src=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2017\/05\/IMG_013_004-120x67.jpg\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"\" srcset=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2017\/05\/IMG_013_004-120x67.jpg 120w, https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2017\/05\/IMG_013_004-300x166.jpg 300w, https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2017\/05\/IMG_013_004.jpg 673w\" sizes=\"(max-width: 120px) 100vw, 120px\" \/><span>Receita l\u00edquida: o que \u00e9 na pr\u00e1tica?<\/span><\/a><br \/>\n<a class=\"link-interno-peq\" href=\"https:\/\/cr.inf.br\/blog\/5-dicas-antes-de-implantar-o-cupom-fiscal-eletronico\/\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" width=\"520\" height=\"391\" src=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2019\/05\/cupom-fiscal.jpg\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"cfop Classifica\u00e7\u00e3o fiscal como implantar cupom fiscal eletr\u00f4nico cupom fiscal eletr\u00f4nico dicas exig\u00eancia fiscal faturamento impostos itens vendidos NCM nota fiscal eletr\u00f4nica Tributos vendas vendendo bem cupom fiscal eletronico linko software gestao nfc-e ecf\" srcset=\"https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2019\/05\/cupom-fiscal.jpg 520w, https:\/\/cr.inf.br\/blog\/wp-content\/uploads\/2019\/05\/cupom-fiscal-300x226.jpg 300w\" sizes=\"(max-width: 520px) 100vw, 520px\" \/> <span>5 dicas ANTES de implantar o cupom fiscal eletr\u00f4nico<\/span><\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Cobran\u00e7a banc\u00e1ria: pesquisamos as taxas banc\u00e1rias nos principais bancos e relacionamentos a seguir. Al\u00e9m disso, veja qual banco escolher, o que significa o D+1 e como funciona o registro de um boleto.<\/p>\n","protected":false},"author":8,"featured_media":6252,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[283],"tags":[365,78,404],"class_list":["post-6251","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financeiro","tag-estrategia","tag-financeiro","tag-gestao"],"_links":{"self":[{"href":"https:\/\/cr.inf.br\/blog\/wp-json\/wp\/v2\/posts\/6251"}],"collection":[{"href":"https:\/\/cr.inf.br\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cr.inf.br\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cr.inf.br\/blog\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/cr.inf.br\/blog\/wp-json\/wp\/v2\/comments?post=6251"}],"version-history":[{"count":29,"href":"https:\/\/cr.inf.br\/blog\/wp-json\/wp\/v2\/posts\/6251\/revisions"}],"predecessor-version":[{"id":6286,"href":"https:\/\/cr.inf.br\/blog\/wp-json\/wp\/v2\/posts\/6251\/revisions\/6286"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/cr.inf.br\/blog\/wp-json\/wp\/v2\/media\/6252"}],"wp:attachment":[{"href":"https:\/\/cr.inf.br\/blog\/wp-json\/wp\/v2\/media?parent=6251"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cr.inf.br\/blog\/wp-json\/wp\/v2\/categories?post=6251"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cr.inf.br\/blog\/wp-json\/wp\/v2\/tags?post=6251"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}